Thursday, November 08, 2012

Spending

I got a little ahead of myself and thought last week was week six, meaning I only had one week to go in "Seven."

I was wrong.

It turns out that last week was only week five (it just feels like week six), so I have two more weeks to give things up: spending this week, followed by stress the week after.

So, spending...

My plan is to spend money at no more than twelve places for a week. I know that sounds like a lot, but as you will see below, I am including in that list every place our family spends money to live - even if the bill will not actually be paid this week. Here's what I have so far:

  1. VIA Credit Union (mortgage)
  2. Vectren (gas)
  3. AEP (electric)
  4. AT&T (internet and phone)
  5. Verizon (cell phone)
  6. Western Reserve (insurance)
  7. Wabash Valley (trash)
  8. BP (fuel)
  9. Meijer (food/everything else)
  10. Reserved - to pay a soil specialist that is coming Monday to check our backyard for the $8,000 to $11,000 septic system I have to have put in! I may be sticking to this week's spending plan forever.
  11. Midwest Coffee Company - this was a "free"spot/TBD until today when I bought coffee for a gift. I decided since I was already spending money there I might as well buy a cookie for myself. At least the food week is over.
  12. This was a free/TBD spot until now when I realized I have to pay my babysitters for the week - 3 different people. Rats. Okay, I am going to try to live within the spirit of the law here and not the letter of the law. All three sitters will be covered in this last space. That's okay, right?
I thought I had this all figured out. 

I already had a friend* suggest that using my Starbucks gift card might need to count as a place on my list since it is "spending" and "consuming."

*Formerly known as my "wise friend" but I'm rethinking that description after the Starbucks advice. 

Just kidding. 

Kind of.

Until today, I would have considered my spending habits fairly restrained. But, I have discovered it is kind of like the food week: I take little bites of things here and there and barely notice I am doing so.

For instance, I made dinner for the kids but didn't eat myself so when I ran to Meijer at 6:30 to grab some medicine for Elisha, I hadn't eaten yet. Normally, I might have allowed myself to grab a taco or something. Instead, tonight I grabbed a rotisserie chicken at Meijer and came home and made myself oven fries. Not quite as convenient but definitely a healthier option and more cost effective since I now have 2-3 cups of de-boned chicken in the fridge for dinner Saturday night.

The kids want to shop at the school book fair tomorrow and don't have quite enough of their own money to do so. Normally, I might give them a few dollars each so they can purchase a book. I sometimes even go ahead and buy books ahead to save for future gifts. As it is, I am hoping their grandparents will buy them a book since they will be visiting the school or Grandparent's Day. (Do you think it's too forward of me to email them this link tonight?)

Bottom line: this is good. Focusing on spending is making me consider each and every purchase I make. Spending, like eating and media, is becoming intentional; and that intentionality is what I hope to carry on long-term to help transform our family.




1 comment:

Trace-n-the-Grace said...

I like this post. So many things we buy because we "have to"--it's snack time, and these kids are going to be so grumpy if I don't pick up something if we are out shopping....convenience vs. that inconvenience of planning ahead or going without. Thanks for also giving me things to think about in this heart-felt series.